- Gather all of your insurance information. You may have policies for auto, life, disability, health, property, recreational vehicles, liability, flood, etc.
- Review your coverage for each policy to make sure you have adequate protection. Contact your insurance company if you need to revise the policy, or if you need additional insurance coverage.
- Examine premiums to see if you are getting a good value. Compare with other insurance carriers. Consolidating policies with one carrier can often reduce premium rates.
PUT IN ORDER.
- Separate the documents by insurance type and policy. You may have more than one policy for a type of insurance, such as auto or life.
- Use a Classification Folder with Pocket Dividers for each insurance policy. Choose a different color for each policy type.
- Apply a Viewables label to the tab with the name of the policy. Add a second line with the account number.
- Sort the information for each policy. Use the fasteners and dividers to separate declarations, policy, premium statements, claims and correspondence.
- Place claim photos, inventory photo CDs and video DVDs in the pocket dividers.
- Keep all of your insurance folders together in one file drawer. The tabs line up in a row for efficient Straight-Line filing.
- Group policy types together. The folder colors make it easy to find each type of policy.
- Make a summary document that lists all policies with insurance company contact information and policy numbers. Keep this document in an emergency file in a separate location.
Components of this Organomics Idea include:
- Classification Folders with Pocket Dividers
- Viewables® Color Labeling System
Learn more about these Organomics ideas:
Find it faster using Straight-Line-Filing
Viewables® labeling for better identification
Emergency Files, protecting your critical information